Terms of Service

1. Disclaimer

The material contained on our website is for informative purposes only and does not represent our legal opinion on the subjects published here. Reproduction of this material is prohibited without prior authorization from Moni.

2. Security and Privacy

Our commitment is to maintain and safeguard your Customer Information. We go to great lengths to secure your online banking transactions using Secure Sockets Layer (SSL). Only certain employees are authorized to access Customer Information for business purposes only. Our employees are bound by a code of conduct that requires confidential management of Customer Information.

3. User Responsibilities

You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Safety Tips

  • Protect your personal and account information.
  • Install security updates and use anti-virus and anti-spyware software.
  • Always log off from your Online Banking session.
  • Choose strong passwords and PINs, and change them regularly.
  • Do not share your username, passwords, or PINs with anyone.

5. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and disclose information about you.

6. Modifications to Service

We reserve the right to modify or discontinue, temporarily or permanently, the service with or without notice. You agree that we shall not be liable to you or any third party for any modification, suspension, or discontinuance of the service.

7. Termination

We may terminate or suspend your account and bar access to the service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

8. Code of Conduct

Our employees adhere to a strict code of conduct that ensures the confidentiality and security of your information. This includes not disclosing confidential information, handling customer responsibilities prudently, and avoiding conflicts of interest.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of Belize, without regard to its conflict of law provisions.